Introducing the Semeris Debt vs. Equity Score (DvES)

A New Standard for CLO Documentation Analysis

The Semeris Debt v. Equity Score (DvES) is a comprehensive, transparent framework for assessing whether Broadly Syndicated Loan (BSL) CLO documentation terms favor debt or equity investors. Built on Semeris' extensive database of CLO datapoints, the DvES provides investors with an objective, market-relative measurement tool to support relative value analysis across both US and European BSL CLO markets.

For the first time, CLO investors can instantly understand where any deal sits on the debt-equity friendliness spectrum, backed by rigorous data analysis across thousands of transactions.

The Challenge: Balancing Competing Interests in CLO Structures

CLO investors face the complex task of evaluating relative value across multiple dimensions, like creditworthiness, liquidity, and extension risk, often under tight time constraints. This complexity is amplified by the inherent tension in CLO structures: managers operate under a dual mandate to protect debt principal and ensure timely bondholder payments while simultaneously maximizing equity returns.

Deal documentation establishes the rules governing this balance. These provisions determine portfolio composition parameters and the scope of managerial discretion. For investors, understanding where a specific CLO falls on the debt-equity friendliness spectrum relative to the broader market is critical for informed investment decision-making.

Until now, this analysis has been largely subjective and time-consuming. The DvES changes that.

Why the DvES Matters

Our research identified several fundamental dynamics governing CLO documentation:

  • Deal documents serve as the primary mechanism through which debt investors secure protective provisions

  • Market conditions drive the debt-equity balance—both credit appetite and supply-demand dynamics influence which investor class gains favorable terms

  • Documentation terms fluctuate over time based on market conditions and the ease of transaction execution

  • The DvES measures relative positioning across a complete credit cycle, revealing patterns that would otherwise remain hidden

Understanding these dynamics can give you a significant edge in CLO investment decisions. Semeris platform subscribers gain access to detailed trend analysis that shows exactly how documentation terms have evolved across different market environments.

How the DvES Works

Comprehensive Coverage

The DvES is specifically designed for BSL CLOs and covers:

  • Every BSL CLO in the US and EU markets analyzed by Semeris (approximately 90% market coverage)

  • Both new issuances and reset/refinancing transactions

  • A five-year calibration period encompassing complete credit cycles, including pre- and post-COVID market environments

The DvES Five-Tier Scoring System

The DvES aggregates 40 constituent datapoints into 11 component subscores, ultimately producing a single, intuitive composite score:

Semeris Debt vs Equity Score
Score Description
DDD Highly Debt Friendly
DD Debt Friendly
DE Balanced
EE Equity Friendly
EEE Highly Equity Friendly

Higher scores indicate more equity-friendly documentation terms; lower scores indicate more debt-friendly provisions. Each deal is compared against the full market distribution, giving you instant context for relative value assessment.  

The example below shows a deal scoring "DE" (Balanced), positioned in the middle quintile of the debt-equity spectrum:

Benefit Street Partners illustration

What the DvES Evaluates

The model analyzes deal provisions across multiple critical dimensions:

  • Extension Risk: Reinvestment Period length and post-Reinvestment Period criteria

  • Par Leakage: Par flush provisions, trading gains treatment, and LMO provisions

  • Waterfall Structure: Fee arrangements and payment priorities

  • Deal Constraints: Concentration limits and IC/OC test parameters

  • Governance: Optional redemption provisions and manager discretion

  • Workout Provisions: LMO and workout-related terms

  • And more: Including margin stock provisions and trading plan parameters

Each dimension is carefully weighted based on its impact on the debt-equity balance. Semeris platform subscribers can view the detailed scoring methodology and customize weightings to align with their investment priorities.

Powerful Insights at Your Fingertips

The Semeris platform delivers the DvES through an intuitive interface that makes complex analysis simple:

For every BSL CLO, you can instantly see:

  • The overall DvES score and how it compares to market norms

  • Individual subscores across all 11 component categories

  • Drill-down capability to examine the specific provisions driving each score

  • Source references for complete transparency—verify any datapoint directly in the deal documents

However, the real power lies in what you can do with this data. Our clients gain access to:

  • Time-series analysis revealing how documentation terms evolve through market cycles

  • Comparative views across managers, vintages, and market conditions

  • Trend identification showing when debt or equity investors are gaining negotiating leverage

  • Custom scoring models tailored to your specific investment strategy

These insights can transform how you evaluate CLO opportunities and understand relative value.

What Our Data Reveals

The DvES has uncovered compelling patterns in CLO documentation that most investors miss:

Documentation terms respond predictably to market conditions, but the timing and magnitude of these shifts can create significant opportunities for informed investors. Our analysis reveals exactly when debt investors gain stronger protective provisions and when equity-friendly terms dominate.

Semeris customers can access detailed charts and analysis showing:

  • How DvES scores have shifted through different risk environments

  • Which specific provisions change most dramatically during market transitions

  • How current deals compare to historical norms

  • Where the market is heading based on recent issuance trends

This intelligence is now available for every deal in our database and is updated in real-time as new transactions come to market.

Experience the DvES Advantage

The Semeris DvES provides CLO investors with a rigorous, objective framework for evaluating where individual transactions fall on the debt-equity friendliness spectrum relative to the broader market.

Key advantages include:

  • Objectivity: Fact-based measurement eliminates subjective interpretation

  • Comprehensiveness: 11 subscores capture all material dimensions of debt-equity balance

  • Market Context: Relative scoring reveals how deals compare to market norms

  • Transparency: Full visibility into methodology and component calculations

  • Flexibility: Customizable weighting accommodates different analytical perspectives

  • Trend Analysis: Time-series data reveals how documentation evolves through credit cycles

Whether you're a debt investor seeking protective provisions, an equity investor evaluating return potential, or a mezzanine investor balancing both perspectives, the DvES provides the clarity you need to make informed investment decisions.

Ready to See What You've Been Missing?

The CLO market is complex, but your analysis doesn't have to be. The Semeris DvES brings unprecedented clarity to CLO documentation analysis, helping you identify opportunities, avoid pitfalls, and understand relative value like never before.

Join the growing community of institutional investors who rely on Semeris for CLO intelligence.

Request a demo today to see the DvES in action and discover what our comprehensive CLO database can reveal about your investment opportunities.

Contact Semeris to learn more about platform access, custom scoring configurations, and how the DvES can enhance your CLO investment process.

Visit our platform or reach out to our team to get started. Email us sales@semeris.com

Exclusive to Semeris Subscribers

The full article, featuring detailed analysis, historical prevalence data, term distribution charts, and practical insights, is now available on your Semeris Docs platform. Simply log in to access this exclusive content:

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